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Showing posts with label No Spend Month. Show all posts
Showing posts with label No Spend Month. Show all posts

Friday, January 3, 2014

2014 Word of the Year and My Stupid List

Word of the Year

2011 – Do
2012 – Finish
2013 – Anew (Afresh)

2014 – Focus

I have been so unfocused lately that it is driving me insane. I am sure it is driving Dan crazy. So, the word of the year for 2014 is focus. I need to take a deep breath and center myself. I am going to endeavor to concentrate on one thing at a time. One project at a time. One task at a time. One meal at a time. And, get it done. You get the drift.

As for setting goals this year, they are not extensive as I seem to just out and out fail due to life and other reasons. So, it is just a simple 52 weeks:

  • Savings Challenge

    This is an incremental challenge that I find very easy to do. Since there are two of us, I am setting aside $2 for the first week, $4 the second, $6 the third and so on and so forth. {To find out more, just search for “52 weeks savings plan” as this challenge is viral.}

  • Books

    I miss reading books and have not really enjoyed reading them for a long time due to a variety of reasons including judgmental souls who told me that I was being anti-social and needed to be more involved. I have been unhappy trying to fulfill my promise (to get them off my back) to try to participate. By the way, this was years and years ago – before I got married. Well, I am done with them. I am returning to my first love and that is books and I do not care what others may think of me. By the way, this challenge may or may not include books previously read. Also, I may choose to read young adult or preteen books which often are quick reads and exactly what I need for that moment.

  • Projects

    This will be a variety of things such as crafting, organization, baking or cooking (new recipes), etc., and etc. For example, I may want to alter several composition books; so, that could be my project for the week. Or, I may want to clean out and organize the extended pantry which is currently driving me batty. So, that could be my project of the week.

Simple enough, right? Right. <---- That is sarcasm in case you did not read the emotion behind the word.

And oh, we have officially gone on to the “no spend month” only it will extend into two or three months. The exceptions to the rule is 1) travel and hotel costs (to visit family) and 2) house and related expenses to continue work. How is that for fun start to the New Year?

Friday, August 20, 2010

Indiscriminate Contemplations

Indiscriminate Contemplations == Random Thoughts

On Love

Pioneer Woman is currently having a photography contest on the subject of “LOVE”. I do not have any photography skills. Plus, I wouldn’t stand a chance among all the professionals entering her photography contests. Anyhow, I do have a couple of photos of us that I love and feel expresses the concept of “Love”. They are not mine. (In other words, I am not the photographer.) I thought I share them here:


Love in the Midst of Sorrow
{My oldest brother took this picture. Childhood home. January 2009}


Tunnel of Love
{Dan took this one using a tripod. Riverwalk (San Antonio). September 2009}

On the Progress of No Spend Month

Today is Day 10 of our No Spend Month and we’re doing fabulously. Only a few splurges that we could have postponed; but, I felt we needed them NOW.

For example: We had a plastic laundry basket that completely wore out from using it for the “dump” papers. What are the “dump” papers? I tend call the community recycling dumpsters placed mostly at schools “the dump”. There is one located at a nearby Catholic school that we use. They accept mail, newspapers, and most papers. So, I throw our junk mail, newspapers and regular papers into our "dump" basket that is conveniently located underneath the desk/table in the office. When it gets full, we then take them to the “dump” and dump the papers into the dumpsters for recycling.

Anyway, we went shopping at Target. Why Target? Our Walmart is now pathetic when it comes to needing stuff like this. More often than not, I would have better luck finding something at Target than at Walmart. So, we shop at Target for most non-grocery items now.

We found a nice short cloth “laundry” basket to place the “dump” papers. The price was reasonable. And, it was in one of my favorite colors – chocolate brown – a plus! Ha!

I also needed a door hanger to hang my kitchen aprons on. The magnet hooks on the fridge are losing the ability to hold stuff. Plus, one broke. So, that was another item we found at Target. It was cheap and on sale. Someday, if our kitchen has the perfect spot for it, I’d like to get a lovely cute coat rack to put the aprons on.

Boy, I have digressed. No spending month is going very well so far for us. Those two items that I mentioned above were the only two exceptions we made.

On Some Favorite Links

I am sharing some links that I've found this past week that touched my heart or interested me. Hope you'll enjoy them too.

  1. This is Love Tissue Alert! A true love story that will bring you tears to your eyes
    .
  2. What it Really Takes to Join the Sisterhood I have been following this author’s own blog for some time. This is an inspirational article. This article touched me to the depths of my heart because it’s me. I think I know one or two of you out there that can identify with this too. Here is a quote from the article:

    And when you’ve been hurt, you’re making sure that won’t be happening any time soon and you keep this wary distance from anywhere where you’d have to show the bare underbelly of your tender heart. But no one tells you that the shields you carry to keep you safe, become the the steel cages that keep you alone.

    And then sometimes along comes someone who lays a hand on your shield, who sticks her hand through the bars of your protective cage... and quietly waits. And for you.

    All I can say is read it. I haven’t even made it as far as to “trust the places with no shields.”

  3. Mass Hysteria I guess this could be called a photo essay. It’s a beautiful expression of the joy of the Basset Hound (named Charlie) leaping amongst the hay bales. It made me smile. Beautiful kids too.

  4. Does the Bible Teach Communism? This article is on the Personal Finance by the Book blog. And, it was very interesting. I never KNEW that “biblical communism” ideas floated around until now. Call me educated now! ha!

  5. Hercules: the biggest of Big Cats A friend sent a beautiful email on this cat. He’s a Liger. Sidenote: There are Tiglons too. Anyway, I went searching online for more information on this cat and found many. He’s in the Guinness Book of World Records and is claimed to be “an accident”. To be honest, I really do not approve of deliberate breeding of Hybrids of animals. After all, offsprings of Tigers and Lions in the wild are impossible due to living in different continents (Asia and Africa). All I can say here is what a humongous Beaut!

Friday, August 13, 2010

Indiscriminate Contemplations


Indiscriminate Contemplations == Random Thoughts

On Our No Spending Month:

Today is Day five of our No Spending Month. So far, so good. There were times when I forced myself to put things back. For example, I was at Walmart the other day and noticed a clearance on some sleeveless shirts. I went so far to look some over and try a few on. I almost bought two; but, then I remembered my “pact” of no spending – no unnecessary spending.

I didn’t need any more shirts. So, I made myself put them back. For the most part, this is not all that hard to do. I/we lived like this for a long time before; so, this period is not difficult for me.

There were incidents where I groaned because a product would come across my desk (via email or blog). I’d want it so bad that I’d want to have a hissy fit. Moi? A hissy fit? I rarely throw a fit. Dan can testify to that. But, when I do, look out! And yes, I bookmarked the links to the products. I am planning to return to them after our No Spending Month is over. Ha! Actually, I want to get one for a gift for a special person in our life.

On Feeling Guilty:

I am feeling bad about not being able to go see Mother in the next couple of weeks. With our vacations recently, Dan’s “on call” schedule being chaotic, Gracie needing special attention (something is causing her to have terrible ear problems, most likely allergies as steroids seems to alleviate her problems), searching for a house (starts tonight), and appointments with a Dermatologist on August 31st, I just cannot see us getting to visit Mother anytime soon. The earliest I can see us returning to visit Mother is in September.

I have to confess that I am a little relieved. And, this makes me feel selfish. And, this in return, makes me feel bad (guilty). There is so much I want to do. I would like to work on Mom’s quilt (started on it this week) along with various projects such as finishing up the family slides (I am scanning them all in). I would also like to focus on being with Dan and on being a homemaker again. I haven’t had much time to myself since Mother’s fall back late January. I was with her for two months straight and then it was a lot of traveling back and forth. I would spend two weeks (one weekend) here and one week (two weekends) with Mother. But, that is now changing.

Anyway, I need to recoup. Dan and this house, is sorely neglected too. This shouldn’t be. Not one bit.

However, sacrifices are often made for the good of our loved ones. Mother needed me/us. And now, that things are settled, she doesn’t really need me to be there all that much anymore; although, she desires me to be there with her. She’s lonely, alone and depressed. And, that breaks my heart. What more can a daughter do for her? For the millionth time, I wish I lived closer. I wish I had the skills to take care of her. I wish… But, no matter how much I wish, I cannot change things. It is what it is. And, I feel so helpless…

On Making Personal Sacrifices

I got up early this morning. Actually, Dan woke me up. Let me tell you, it is not an easy thing for this girl to do – to immediately get up, get dressed, and out the door. I was groaning sluggard. I am used to taking my time getting out bed, taking my time waking up mentally, taking my time period. Why did I even do this?

Well, we are going to meet a Realtor late this afternoon. This Realtor is on his side of the town. By “his side”, I mean the side of the town where he works. And, this place is on the opposite side of the city. So, we decided that I should take him to work, then go pick him up and go from there to meet the Realtor. It would save him time. He wouldn’t have to come home early, pick me up, and return back to the other side of the city. It is just easier this way – for him anyway.

Speaking of getting up early in the morning, quite some years back, I did this for my Dan every morning for months on end when he was suffering from pain and tingling in his right arm from a pinched nerve. I would get up, take him to work, and pick him up. He needed to relax and not get uptight from the rush of everyday traffic. Plus, the drugs he took made him sleepy and dangerous for driving. What I did was the normal thing to do for us. Dan would have done the same for me.

At least, I thought it was the norm – that most anyone would do this for their spouse, for their loved ones. It startled me to hear from Dan that a couple of coworkers of his were surprised to learn that I would even do this for him. Even he (Dan) was surprised to hear this. One person, according to Dan, got an amazed look on his face and mentioned to him that we had a unique relationship. He was like “isn’t this what you do for the people you love and care about?” Apparently not. And, this puzzled me.

Are we really the minority? – People making personal sacrifices for the greater good and for the good of their love ones? I just don’t understand why a person would not do such a thing for the people they love and care about if it is within their means to do so. It is just puzzling to me.

On Fabric Panels

In case you don’t know, a fabric panel is a piece of cloth that has various related designs on it. Sometimes, you can find a panel of fabric that has designs you cut out and sew together to make something such as an Apron or a cloth book.

Anyway, you cut out the panels and then do whatever your heart desires with them. I purchased some Maxine fabric panels not too long ago. I cut these up yesterday and remembered why I do not care for fabric panels. A few reasons are:

1) Sometimes the panels are skewed or wonky. Three of the Maxine panels were really off – not squared at all. Frustrating. I am not sure what I will do with them now.

2) The lines of panels are never straight. You have to make do and whack off a little more than you really want to in order to make them squared up. And even then, not all the panels are the same size.

3) The perfectionist in me hates this. I am going to have to “fudge” the blocks and ultimately, the quilt in order to make it work. The perfectionist in me hates this. Oh, did I say that already?

I once had an Apron pattern panel. It was all sunflowers (I love sunflowers). I cut out all the pieces and started to sew them up. I got frustrated because the cut out pieces weren’t perfectly lining up. Instead of fudging and redoing (re-sewing) the panel patterns together, I dumped it all into a Rubbermaid container and promptly put them way back into a deep dark corner of the closet. So, there is an UFO (Unfinished Object) languishing in one of the boxes somewhere.

I am determined to NOT let this Maxine Project become an UFO. I have too many UFOs as it is. One of them is blocks, signed squares, and etc. from a block swap with many quilters all over the USA and Canada. This was way back before the year 2000 when I was involved with a quilting group via chat software. It was suppose to be a millennium quilt. Did I ever put them together? Nope.

[Am I still a part of that group? Sad to say, no. When we got a new computer way back when, we also got a firewall. For some odd reason, I could not use this chat program with the firewall. So, I lost contact with all those lovely people. I miss doing fabric and block swaps with quilters. I even met a few of them real life. It was fun. ]

Anyway, I am determined. I am going to persevere and make Mother a quilt. By the way, Maxine is her favorite character. She owns all the Hallmark ornaments ever put out (and is getting this year’s ornament). I will do this even if it drives me batty. She would love it.

Monday, August 9, 2010

No Spending Month Begins


Hello, I'm back! Did you miss me?

We had a very good time at Garner. It was awfully quiet because we have never gone camping at Garner without some of the family before. We missed them. I especially missed seeing my parents. Times have changed. It's difficult to arrange a time where we all can meet at Garner these days.

Garner is way too popular. If you want to go camping at a certain date, you have to make reservation 333 days in advance and do it at midnight. Otherwise, you'd miss your opportunity.

Both Dan and I talked about going camping at Garner in the early part of Summer. It's too late to make reservations for next Summer (2011) unless you want to go in August. I am planning to look ahead to Summer of 2012 and then make reservations 333 days in advance. We thought the first week of June would be good.

Family and Friends: If any of you want to join us at Garner 2012 and have a preference for certain week(s), please let us know ASAP. We really missed y'all this year. And, I would really like to have a reunion of sorts. Fortunately, Dan and I could go at any time.

Anyway, on to another subject. We just started "No spending month". I've read about it elsewhere on various frugal blogs and I think it's a wonderful concept. Everyone takes it and modifies it to fit their own lifestyle.

Basically, the concept is to quit spending money on anything except on absolute essentials. Some go as far as challenging themselves to use up what they have in the freezer and fridge -- this won't work well for us because our pantry, freezer, and refrigerator is practically empty at the moment.

The "No Spending Month" in bloggy land tends to be during the month of February, the shortest month of the year. July is also another popular "no spending month". However, the concept can be used for any month. Granted, August is already underway; but, a month is four weeks or 30 days. So, it can start and end anytime. We started ours today and it will tentatively end September 6th. I said "tentatively" because we could very well extend it beyond this date.

We need to reign ourselves back. We've been spending more than usual the past eight or nine months. Some of it is understandable because of what happened to my Mom and the sacrifices Dan and I have made to be with her during this rough time. Also, we went on a couple of vacations recently. But still, we need to take back control of our money and spending habits. I desperately want to save money too, which we haven't been able to do for some time. There are a few "funds" that we need to build up. One of them is for a new car.

And oh, a new fund has also been created -- for a small camper. Our tent has about had it. We discovered that the rain shield has a tear. Thank goodness it didn't rain for our week at Garner! It has been a good tent. We've had it for probably 13 years now. We're going to patch it up and continue to use it for as long as we can. We hope to go camping in the Fall and Winter. However, we're getting a little too old for tent camping. So, instead of spending money for a new tent, we're going to get a new camper instead (I hope).

We should have been contributing something to the funds every month; but, we haven't been able to for quite some time now. Life has a tendency to cause a body to fall off track. But, I'm determined to get back on track again. So, our "no spending month" begins now. And hopefully, I'll get back on track with budgeting and whatnot. At least, this is a step in the right direction for us financially.